Because there is a variety of benefits available through workers’ comp in California, when these benefits can kick in can differ. Some benefits are paid quickly while others can’t be paid until the extent of a disability or injury is assessed. If you are in doubt about when you should be paid benefits, however, you can always reach out to an experienced workers’ compensation lawyer for assistance.
When Do Medical Benefits Pay Out?
The speediest workers’ comp benefit is for medical expenses because it takes effect as soon as you receive medical attention for a work injury. When you are hurt on the job, your employer and their insurance company are required to afford your medical expenses.
As long as you report your injuries to your employer and obtain treatment from your employer’s designated physician, you shouldn’t be personally billed for medical costs. Be sure, however, to inform the physician that your injury is work-related to avoid any confusion.
Temporary Disability Benefits
Temporary disability benefits should kick in within 14 days after your treating physician determines that you have a temporary disability and can’t return to work. Your payment essentially comes as a check you can cash and is meant to replace your income up to two-thirds of your normal earnings. You can expect to continue receiving these benefits every two weeks until the doctor determines you can return to work or that your condition has worsened to a permanent disability.
Permanent Disability Benefits
Permanent disability benefits are only paid after a physician determines someone has a permanent disability that no medical treatment can improve. It can take weeks or months for a doctor to make this determination, which means living on temporary disability benefits while awaiting a determination.
If you have additional questions about workers’ comp, contact Smolich and Smolich online.